Combined loan to value (CLTV): How to calculate and examples
Learn what combined loan-to-value (CLTV) means, how it differs from LTV, why it's important for home equity, its formula, and ways to improve your ratio.
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Learn what combined loan-to-value (CLTV) means, how it differs from LTV, why it's important for home equity, its formula, and ways to improve your ratio.
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Learn how to finance home renovation with and without equity. Compare financing options, estimate project costs, and get tips to budget and plan confidently.
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Find out the documents needed for mortgage pre-approval and special circumstances. Use our smart checklist to prepare, stay organized, and buy confidently.
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Learn what an appraisal waiver is, how it works for buyers and lenders, key steps to qualify, and the pros and cons of skipping a traditional home appraisal.
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Compare reverse mortgage vs. HELOC vs. home equity loans: who qualifies, how they work, costs, pros and cons, and when each option makes sense for your goals.
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Explore the types of refinance options available to homeowners. Learn how rate-and-term, cash-out, and other refinance types can help you save or access equity.
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Discover alternatives on how to get equity out of your home without refinancing. Learn about HELOCs, home equity loans, and other flexible financing options.
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Discover how a VA IRRRL can cut your rate and payment with fewer documents, no appraisal, and rolled in costs. Start your streamlined veteran refinance today.
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Protect your new home with safety measures designed to combat the risk of fire, carbon monoxide poisoning, flooding, and burglary.
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Confused about no cash out refinance vs. limited cash out refinance? Discover the benefits, differences, and which option is best for your mortgage strategy.
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Should you refinance your mortgage? From lowering your monthly payments to getting cash-out, here are some ways you may benefit from refinancing.
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Try this refinance calculator to understand how much you could save if you refinance your mortgage.
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Conventional loans are the most common mortgage type in the US. Here we explain what makes them different from other mortgage options and how to get one.
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Try this interactive amortization calculator to find the amortization schedule for any fixed-rate mortgage.
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Here’s how much home prices and average interest rates have risen since 1950.
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Jumbo loans are mortgage loans that have a higher-than-normal balance. Here's what you need to know about securing this type of financing in 2021.
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Explore the essentials of buying an Airbnb investment property with Better.com. Learn about market research, property types, financing options, and the pros and cons of Airbnb investments. Get expert tips...
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Looking to buy a property that makes money for you? Learn the minimum qualification requirements to get a mortgage pre approval for an investment property.
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Discover how loan subordination lets you refinance while keeping a second mortgage: What it is, how it works, key steps, and why it’s important.
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Low-income homeowners who were previously denied a mortgage refinance may now qualify through RefiNow™. You may save up to $3k/yr by lowering your monthly costs.
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