How will a refinance affect my monthly mortgage payments?

What is close of escrow, and what happens during this final step of buying a home? Understand how funds are transferred and how home ownership is finalized. Read more

Learn what a hard credit check is, how it affects your credit score, and why lenders use it when you're applying for a mortgage or new line of credit. Read more

Find out what’s included in a typical monthly mortgage payment, including principal, interest, and other varying costs like property tax and insurance. Read more